I Just Had An Accident In A Rental Car……Now What?

Although we always hope that we remain accident free, especially while driving a rental car, there are a few things we should always keep in mind. Even if you never want to use the information that I am giving to you today, it is important to read through it so that you know what to do, before and after the accident takes place.

First thing that is important to do, when you are driving a rental car, is be sure that you are insured. Although you may be covered through your Credit Card Company and insurance company, it is good to find just how much coverage you have before renting the vehicle. It is also a wise investment to take the additional insurance, if you feel that you are not fully covered by the previous two. Most of the time this additional insurance will coast you as little as ten dollars a day, but it can really save you money in the long run should anything happen.

If an accident should occur you should call the police immediately. Do not leave the scene of the accident and try to keep the car was it was at the time of impact. After you have phoned the police you should then contact the rental company and inform them of what happened. When speaking to the rental company never admit fault, and you should also never offer to pay for damages or agree to settle with the other driver without consent from the rental company.

Any information that is relevant to the accident, from repair receipts to the police report, should be copied so that you can save one set for yourself and hand one to the rental company. You will also need to cooperate with the insurance company and give them any information that will assist them with settling their claim.

If you are relying on your personal insurance policy for insurance, or your credit card company then you need to contact both of these companies as well at the time of the accident as well as any further information or paperwork you receive regarding this matter. Then be sure to follow up with all companies involved often so that you are not surprised to be hit with a bill that they have never paid. It is important since still the ultimate liability lies with you.

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